Sole proprietor businesses often consist of just one person running everything, making workers’ compensation insurance unnecessary. However, this type of insurance policy is a must for larger businesses. If you have even a single employee, whether full-time or part-time, they need to be covered by workers’ compensation. To secure a workers’ compensation policy, feel free to contact us at City Centre Insurance Agency LLC in Houston, TX.
Injuries at Work Are Common
Workplace accidents are an ever-present danger when you have employees. You may operate heavy machinery or have an office without any apparent hazards – in either case, accidents can happen. People can fall down at any time, leading to potential injuries. Regardless of the severity, injury treatment can be costly. There are countless potential workplace hazards and, consequently, numerous injuries that can occur. Hence, it’s crucial to ensure safety at work. Part of that safety includes protection for your business; workers’ compensation insurance forms part of that protective shield.
The Cost of Injuries
Injuries can cost thousands of dollars, even if they are relatively minor. A severe accident can result in costs running into hundreds of thousands of dollars. Alongside immediate medical bills, there may be costs for ongoing therapies and possibly disability. If you lack workers’ compensation insurance, your business would have to bear all those costs. Having the right insurance can help you avoid such exorbitant outlays.
Secure Your Workers’ Compensation Insurance
As a business operator, having this type of insurance is vital for protecting you and your employees. If you wish to discuss workers’ compensation insurance options, contact us at City Centre Insurance Agency LLC in Houston, TX.
