Short-term liability insurance offers adequate protection when conducting scheduled services that won’t take long to complete. Consider some situations that warrant carrying this type of insurance coverage.
Contractor Jobs
A business contractor typically handles jobs of varying levels of complexity. Each job may not take long. The circumstances of an independent contractor’s work may change so often that their insurance needs to change, too.
Obtaining short-term liability protection offers contractors a flexible way to customize the insurance coverage that is needed. They can base the coverage on the actual job they will be performing and the type of setting where the work will take place.
Liability protection will cover tools and equipment used from the onset of a contracting project. It will also cover accidental injuries and damage to property used at the location where contracting duties are being executed.
Remote Jobs
Photographers, wedding planners, and caterers are some examples of professionals who often perform work duties in remote locations.
Because job duties and settings change each time a new job is done, a professional’s liability concerns will likely change, too. A short-term liability protection plan will cover damage and injuries in each work setting.
Professionals can acquire short-term coverage whenever they are planning to schedule a new job. The coverage will protect against unforeseen events resulting in property damage or injury to a person.
Get Insurance Advice on Short-Term Liability
Meet with one of our agents who serves Houston, TX. An agent from City Centre Insurance Agency LLC will inquire about the types of jobs that you are typically hired for. After determining your risk level, they will formulate a short-term liability plan to protect your best interests.
